Travel Insurance: If you do only one thing before you leave, make it getting travel insurance. I’ve heard far too many horror stories of travelers injuring themselves in remote places and ending up in hundreds of thousands of dollars worth of debt. think that it won’t happen to you, because you know those travelers thought that, too.

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If Bob & Tess aren't hanging out with the framily in New Orleans or soaking up the sun in Mexico, then they are most likely "somewhere in the world". 

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